"Up to 80% of firms believe that access to finance will get tougher this year".
More recently, and among various economic statistics, we have learned that more than half of the companies plan to seek financing this year, but only 20% expect to find it. Interest rates are rising on bank loans and this has put or is putting many companies on the ropes.
In this context, alternative financing with private capital, of which DEXTER is the leading exponent throughout the national territory, it is a solution that is gaining more and more confidence and more and more people every day.
"The need for credit is there, and it is worrying that the banking sector is not going to respond".The "financial consultants who focus on enabling their clients to access credit and not miss out on business opportunities that require more than the provision of their own resources" point out.
There is a business urgency to access money, and at the same time the impression is growing that it is becoming increasingly difficult to get it: up to 80% of firms believe that access to finance is going to get tougher this year. And other sources believe that "The fact that alternative financing is available, even if it is more expensive, is always positive to ensure that investments are undertaken..
This is the view of José Enrique Chasserot, Director of the Risk Department at DEXTER: "On the one hand, and this is very positive for the business fabric, we are compensating for the lack of bank credit through financial management and intermediation. But, on the other hand, when we analyse our clients, we see not only the good health of their accounts and balance sheets but also that they are already entrepreneurs who see many more advantages in private equity than in traditional banking, and that they bet on us as a first option and not as a last resort".concludes Chasserot.
