"Liquidity is essential for the daily operation of companies, it is the working capital that guarantees that they can carry out their activity with total normality".
The call to action was made by the CEOE itself at the end of 2022: there is a well-founded fear that the tightening of financial conditions will raise the cost of new loans and lead banks to demand additional requirements when renewing credit lines already in force.
The arsenal of measures that the European Central Bank (ECB) has put in place in the form of a rise in official interest rates, among others, and that it will continue to deploy over the coming months to control inflation, has put mortgage holders on alert, but also companies, which see how economic uncertainty can translate into dark clouds in the medium term. And the aim is clearly to clear them, to avoid them.
Liquidity is essential for the day-to-day running of companies; it is the working capital that guarantees that they can carry out their activity with complete normality. The employers' association points out precisely that the restriction of credit from traditional banks "It will affect the entire productive fabric, although the impacts will be more noticeable in the most indebted and loss-making companies, which by definition are the most vulnerable"..
It is in this area that we can best understand the strength of private equity, which came from a clearly upward curve in 2022 and is expected to follow an even more pronounced positive line in 2023 in Spain and, in general, in the western world. Both private equity and alternative financing via investment funds are proving to be a resource, a tool for business growth for those companies that have solid foundations, aspire to continue aiming high but need to capitalise their projects, going beyond the contribution of their own resources, of their available cash funds.
Thus, DEXTER offers bridging loans, immediate liquidity through the provision of a mortgage guarantee, starting at one million euros, and according to its Commercial Director, Guillermo Díaz, "It is proving to be a product that is increasingly in demand by entrepreneurs to overcome precisely that liquid shortage that can occur temporarily due to a mere question of cycles"..
Díaz adds that "Likewise, and in the face of a certain hiatus in traditional banking in the area of credit, businessmen know that their projects cannot remain paralysed, they cannot sleep, and they are turning to the innumerable advantages offered by alternative financing with private capital. We are looking at a 2023, in the best sense of the word, dizzying".concludes the DEXTER.
