Differentiators and advantages of alternative financing over traditional financing
Alternative financing with private equity has been steadily gaining market share in recent years in Spain. And this is no coincidence. Every day, more and more entrepreneurs see the advantages it offers over traditional banking. And by no means do they read these two models as being in confrontation, but rather as complementing each other, depending on the project and the stage of the project.
Financing via funds, such as that provided by DEXTER, has enormous flexibility: in terms of conditions and general requirements for the loan. The process is usually faster than with conventional and traditional financial operators, being totally secure, fully regulated and, of course, consummated with the signing of the loan with all the guarantees for all parties and in front of a notary.
This is undoubtedly attractive for companies, especially those that need immediate financing to take advantage of growth opportunities or to deal with specific, one-off emergency situations that do not necessarily have to do with the company's negative performance.
Within the rigorous and strict framework, the requirements are not as bureaucratic as in banking, especially for start-ups or companies with limited financial history. And, in general terms, private equity takes on somewhat more risk than traditional institutions, which opens the way to credit for innovative projects or those that do not have such a long track record.
Thus, from DEXTER's Risk Analysis Department, its Senior Analyst, Rubén Miñarro, points out that "from our company, without intervening in the client's business management, but we do provide advice, we do give personalised treatment, we do try to contribute our experience and knowledge, which is why our service goes far beyond the mere isolated granting of a loan", concludes Miñarro.
Differentiating elements and advantages of alternative financing over traditional financing
Alternative financing with private capital has continued to gain market share in recent years in Spain. And this is no coincidence. Every day more and more entrepreneurs see the advantages it offers over traditional banking. And by no means do they read these two models as being in confrontation with each other, but rather as complementing each other, depending on the project and its stage of development.
Financing via funds, such as that provided by DEXTER, has enormous flexibility: in terms of conditions and general requirements for the loan. The process is usually faster than with conventional and traditional financial operators, being totally secure, being fully regulated and, of course, consummated with the signing of the loan with all the guarantees for all parties and before a notary.
All this is undoubtedly attractive for companies, especially those that need immediate financing to take advantage of growth opportunities or to face specific emergency situations, which do not necessarily have to do with the company's negative performance.
Within the rigorous and strict framework, the requirements are not as bureaucratic as in banking, especially for emerging companies or those with limited financial history. And, in general terms, private equity assumes a somewhat higher risk than traditional entities, which opens the way to credit for innovative projects or those that do not have such a long track record.
Thus, from DEXTER's Risk Analysis Department, its Senior Analyst, Rubén Miñarro, points out that "from our company, without intervening in the client's business management, but we do provide advice, we do give personalized treatment, we do try to contribute our experience and knowledge, so our service goes far beyond the mere isolated granting of a loan", concludes Miñarro.
