What is private finance?

Private financing is provided by private managers instead of traditional institutions, such as banks or government agencies. It is a method that is valid for both individuals and companies.

The Dexter Group offers private financing:

FROM 1.000.000€
UNTIL 150.000.000€

WE FINANCE ALL TYPES OF URBAN DEVELOPMENT AND BUSINESS PROJECTS

These are generally short-term loans (between 6 months and 3 years) based on assets or mortgage collateral, the decision to lend is based on the equity and value of the property being pledged as collateral, not on the credit of the borrower. In other words, the economic situation is not taken into account when granting the loan as they are made against mortgage collateral.

Collateral can be provided in the form of a private home, a home belonging to a relative or friend, industrial buildings, business premises or land, among other things.

Main differences between private financing and bank financing

As a general rule, there are 3 clear differences and advantages of private financing over traditional banking.

Firstly, the speed and agility of the procedures. Processes have been optimised to provide a response in a short period of time, sometimes even in the same call or consultation.

Secondly, convenience for the customer. All procedures can be processed online or by telephone, without the need to travel from home to present documentation in an office, thus avoiding certain time losses.

Also, proximity and personalisation, as the managers maintain personal communication with the applicant at all times, seeking the solution that best suits the client's needs.

And finally, the conditions. Private finance is an expert in adapting conditions and solutions to its clients, seeking their well-being. In addition, if a client is in a default file, it is not a problem to get the loan. Because private financing, unlike bank financing, will only need to measure the value of your mortgage guarantee, and not your financial situation.

For whom is private financing intended?

Private finance is designed to respond to situations of bank leverage or bank refusal to lend. The decision to lend is based on the equity and value of the property being pledged as collateral, not on the credit of the borrower.

Therefore, whatever your project or the sector you work in, if you have a mortgage guarantee, anyone can access private financing, as it is not your personal economic situation that is taken into account, but the value of the guarantee.

Requirements for accessing our private financing

To access Dexter's private funding you will only need to consider the following requirements:

  • Loans from EUR 1 million to EUR 150 million with mortgage guarantee.
  • Minimum repayment period not mandatory, maximum 36 months.
  • We do not intervene in the management of the companies we accompany.
  • We finance all types of assets and urban construction or rehabilitation projects.
  • Response within 48 hours.
  • No upfront costs.
  • First rank mortgage.
  • Anywhere in Spain.

Loans up to:

-60% for asset purchases.

-70% for the purchase of finalist land.

-50% of the appraised value for bridging loans.

-50% of the value of the finished product. 

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We collaborate with more than 90 financial institutions
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We have more than 60 intermediaries and delegates all over the world.
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With a presence in more than 10 Spanish cities
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With a presence in more than 12 countries on 4 continents
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Data Controller: DEXTER GLOBAL FINANCE, S.L.

C.I.F.: B-93704138

Addresses: 

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Centro de Negocios Oasis, CN-340, km. 176, OF. 7.1;

29602, Marbella - Málaga - Spain

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3rd Floor

86-90 Paul Street

London EC2A 4NE, United Kingdom

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