{"id":1736,"date":"2021-03-02T10:16:13","date_gmt":"2021-03-02T10:16:13","guid":{"rendered":"https:\/\/grupodexter.com\/?p=1736"},"modified":"2024-10-03T12:47:09","modified_gmt":"2024-10-03T10:47:09","slug":"la-banca-endurece-el-prestamo-promotor","status":"publish","type":"post","link":"https:\/\/grupodexter.com\/fr\/la-banca-endurece-el-prestamo-promotor\/","title":{"rendered":"Les banques resserrent les pr\u00eats aux promoteurs pour \u00e9viter l'effondrement des prix de l'immobilier"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1736\" class=\"elementor elementor-1736\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3146974 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3146974\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4a94d2e\" data-id=\"4a94d2e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-beb7f8e elementor-widget elementor-widget-heading\" data-id=\"beb7f8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><u>La banca endurece el pr\u00e9stamo promotor,evita un desplome de precios de la vivienda.<\/u><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c73ae07 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c73ae07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.elconfidencial.com\/empresas\/2021-02-21\/banca-prestamo-promotor-caida-precio-vivienda_2957756\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cliquez ici<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01b16a1 elementor-widget elementor-widget-image-gallery\" data-id=\"01b16a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t\n\t\t<style type=\"text\/css\">\n\t\t\t#gallery-1 {\n\t\t\t\tmargin: auto;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-item {\n\t\t\t\tfloat: left;\n\t\t\t\tmargin-top: 10px;\n\t\t\t\ttext-align: center;\n\t\t\t\twidth: 100%;\n\t\t\t}\n\t\t\t#gallery-1 img {\n\t\t\t\tborder: 2px solid #cfcfcf;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-caption {\n\t\t\t\tmargin-left: 0;\n\t\t\t}\n\t\t\t\/* see gallery_shortcode() in wp-includes\/media.php *\/\n\t\t<\/style>\n\t\t<div id='gallery-1' class='gallery galleryid-1736 gallery-columns-1 gallery-size-medium'><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"01b16a1\" data-elementor-lightbox-title=\"la-banca-endurece-el-prestamo-promotor-para-evitar-un-desplome-de-precios-de-la-vivienda\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTczOCwidXJsIjoiaHR0cHM6XC9cL2dydXBvZGV4dGVyLmNvbVwvd3AtY29udGVudFwvdXBsb2Fkc1wvbGEtYmFuY2EtZW5kdXJlY2UtZWwtcHJlc3RhbW8tcHJvbW90b3ItcGFyYS1ldml0YXItdW4tZGVzcGxvbWUtZGUtcHJlY2lvcy1kZS1sYS12aXZpZW5kYS5qcGciLCJzbGlkZXNob3ciOiIwMWIxNmExIn0%3D\" href=\"https:\/\/grupodexter.com\/wp-content\/uploads\/la-banca-endurece-el-prestamo-promotor-para-evitar-un-desplome-de-precios-de-la-vivienda.jpg\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/grupodexter.com\/wp-content\/uploads\/la-banca-endurece-el-prestamo-promotor-para-evitar-un-desplome-de-precios-de-la-vivienda-300x225.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/grupodexter.com\/wp-content\/uploads\/\/la-banca-endurece-el-prestamo-promotor-para-evitar-un-desplome-de-precios-de-la-vivienda-300x225.jpg 300w, https:\/\/grupodexter.com\/wp-content\/uploads\/\/la-banca-endurece-el-prestamo-promotor-para-evitar-un-desplome-de-precios-de-la-vivienda.jpg 557w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/dt><\/dl><br style=\"clear: both\" \/>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c66ca68 elementor-widget elementor-widget-country-flag\" data-id=\"c66ca68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"country-flag.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"cffe-flag-wrapper\">\n\t\t\t<div class=\"cffe-flag\">\n\t\t\t\t<i class=\"flag-icon flag-icon-es\" aria-hidden=\"true\"><\/i>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5b2673 elementor-widget elementor-widget-text-editor\" data-id=\"e5b2673\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tDesde el \u00faltimo trimestre del a\u00f1o pasado, han empezado a endurecer los requisitos en la concesi\u00f3n del pr\u00e9stamo promotor. En concreto, seg\u00fan han confirmado a este medio varias de las mayores promotoras y entidades financieras del pa\u00eds, para primera residencia se est\u00e1n exigiendo preventas del 40% de media, mientras que en segunda residencia el list\u00f3n medio se ha situado ya por encima del 50%.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d57569a elementor-widget elementor-widget-text-editor\" data-id=\"d57569a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSe circunscriben a compa\u00f1\u00edas grandes y proyectos s\u00f3lidos, de manera que cuanto menor es la promotora y m\u00e1s rec\u00f3ndito el proyecto m\u00e1s se endurecen las condiciones que est\u00e1n exigiendo los bancos\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-500e95c elementor-widget-divider--view-line_icon elementor-view-framed elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"500e95c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-966ffd3 elementor-widget elementor-widget-country-flag\" data-id=\"966ffd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"country-flag.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"cffe-flag-wrapper\">\n\t\t\t<div class=\"cffe-flag\">\n\t\t\t\t<i class=\"flag-icon flag-icon-gb\" aria-hidden=\"true\"><\/i>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08d9e68 elementor-widget elementor-widget-text-editor\" data-id=\"08d9e68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSince the last quarter of last year, they have begun to support the requirements in the granting of the developer loan. Specifically, as confirmed to this media by several of the largest promoters and financial entities in the country, for a first residence they are requiring pre-sales of 40% on average, while in second residence the average bar has already been placed above 50% .\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97af78 elementor-widget elementor-widget-text-editor\" data-id=\"d97af78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThey are limited to large companies and solid projects so that the smaller the developer and the more remote the project, the more the conditions demanded by the banks become tougher.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>La banca endurece el pr\u00e9stamo promotor,evita un desplome de precios de la vivienda. Click here Desde el \u00faltimo trimestre del a\u00f1o pasado, han empezado a endurecer los requisitos en la concesi\u00f3n del pr\u00e9stamo promotor. En concreto, seg\u00fan han confirmado a este medio varias de las mayores promotoras y entidades financieras [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":872,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-1736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dexter-global-finance"],"_links":{"self":[{"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/posts\/1736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/comments?post=1736"}],"version-history":[{"count":1,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/posts\/1736\/revisions"}],"predecessor-version":[{"id":13291,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/posts\/1736\/revisions\/13291"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/media\/872"}],"wp:attachment":[{"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/media?parent=1736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/categories?post=1736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/grupodexter.com\/fr\/wp-json\/wp\/v2\/tags?post=1736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}