{"id":11304,"date":"2024-04-01T18:12:38","date_gmt":"2024-04-01T16:12:38","guid":{"rendered":"https:\/\/grupodexter.com\/?p=11304"},"modified":"2024-04-29T18:43:17","modified_gmt":"2024-04-29T16:43:17","slug":"la-financiacion-con-deuda-privada-un-fenomeno-al-alza","status":"publish","type":"post","link":"https:\/\/grupodexter.com\/ru\/la-financiacion-con-deuda-privada-un-fenomeno-al-alza\/","title":{"rendered":"\u0427\u0430\u0441\u0442\u043d\u043e\u0435 \u0434\u043e\u043b\u0433\u043e\u0432\u043e\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 - \u0440\u0430\u0441\u0442\u0443\u0449\u0435\u0435 \u044f\u0432\u043b\u0435\u043d\u0438\u0435"},"content":{"rendered":"
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\u0427\u0430\u0441\u0442\u043d\u043e\u0435 \u0434\u043e\u043b\u0433\u043e\u0432\u043e\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 - \u0440\u0430\u0441\u0442\u0443\u0449\u0435\u0435 \u044f\u0432\u043b\u0435\u043d\u0438\u0435<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/span>Es un hecho incontrovertible que desde la crisis financiera mundial, las necesidades de capital se han cubierto en un n\u00famero creciente de casos a trav\u00e9s de deuda privada. Y lo es, igualmente, que el ascenso del capital privado en Espa\u00f1a ha sido imparable en la \u00faltima d\u00e9cada.<\/span><\/p>

<\/span>El espacio se ha venido ensanchando mucho m\u00e1s all\u00e1 de los prestamistas tradicionales. Baste citar con que si en 2008 m\u00e1s de un 70% de los pr\u00e9stamos en Europa eran bancarios, en 2023 apenas llegaban al 22%, mientras que los pr\u00e9stamos privados han seguido el camino inverso, en nuestro pa\u00eds impulsados por un cambio en la normativa hipotecaria que ha propiciado que los clientes sean en menos casos particulares (personas f\u00edsicas) y en m\u00e1s empresarios (personas jur\u00eddicas).<\/span><\/p>

<\/span>Compa\u00f1\u00edas como DEXTER en Espa\u00f1a, desde su liderazgo en gesti\u00f3n e intermediaci\u00f3n financiera, y nutri\u00e9ndose de fondos internacionales, han acreditado que acudir a este tipo de cr\u00e9ditos tiene claras ventajas: pueden y suelen ser m\u00e1s flexibles, con una ejecuci\u00f3n m\u00e1s r\u00e1pida, m\u00e1s certidumbre y mayor confidencialidad incluso. Dentro de la deuda privada, adem\u00e1s, hay numerosas estrategias diferentes a lo largo de todo el espectro de riesgo en funci\u00f3n de, entre otros factores, la propia calidad crediticia.<\/span><\/p>

<\/span>La presidenta de la compa\u00f1\u00eda, Yeidy Ram\u00edrez pone el acento en que \u201cno s\u00f3lo desde el punto de vista del fondo, de la operativa de cada solicitud de cr\u00e9dito en s\u00ed, tambi\u00e9n desde el punto de vista formal es \u00e9ste un sector que se ha profesionalizado y robustecido. De ah\u00ed, por ejemplo, la decisi\u00f3n pionera de DEXTER de contar con un Delegado acreditado, certificado en Protecci\u00f3n de Datos Personales. Consideramos que para que la financiaci\u00f3n alternativa siga con buen rumbo su rampa de ascenso es vital seguir generando confianza en el cliente\u201d, concluye Ram\u00edrez.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Private debt financing, a growing phenomenon<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/span>It is an incontrovertible fact that since the global financial crisis, capital needs have been covered in an increasing number of cases through private debt. And it is equally true that the rise of private capital in Spain has been unstoppable in the last decade.<\/span><\/p>

<\/span>The space has been widening far beyond traditional lenders. Suffice it to say that if in 2008 more than 70% of loans in Europe were bank loans, in 2023 they barely reached 22%, while private loans have followed the opposite path, in our country driven by a change in mortgage regulations that has led to clients being less individuals (natural persons) and more entrepreneurs (legal entities).<\/span><\/p>

<\/span>Companies such as DEXTER in Spain, from its leadership in financial management and intermediation, and drawing on international funds, have shown that there are clear advantages to this type of credit: they can and usually are more flexible, with faster execution, more certainty and even greater confidentiality. Within private debt, moreover, there are numerous different strategies across the entire risk spectrum depending on, among other factors, the credit quality itself.<\/span><\/p>

<\/span>The company’s president, Yeidy Ram\u00edrez, emphasizes that \u00abnot only from the point of view of the fund, of the operation of each loan application itself, but also from the formal point of view, this is a sector that has become more professional and robust. Hence, for example, DEXTER’s pioneering decision to have an accredited Delegate, certified in Personal Data Protection. We believe that for alternative financing to continue on its upward ramp, it is vital to continue to generate customer confidence,\u00bb concludes Ram\u00edrez.<\/span><\/p>

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La financiaci\u00f3n con deuda privada, un fen\u00f3meno al alza Es un hecho incontrovertible que desde la crisis financiera mundial, las necesidades de capital se han cubierto en un n\u00famero creciente de casos a trav\u00e9s de deuda privada. Y lo es, igualmente, que el ascenso del capital privado en Espa\u00f1a ha […]<\/p>\n","protected":false},"author":1,"featured_media":11306,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-11304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dexter-global-finance"],"_links":{"self":[{"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/posts\/11304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/comments?post=11304"}],"version-history":[{"count":0,"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/posts\/11304\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/media\/11306"}],"wp:attachment":[{"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/media?parent=11304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/categories?post=11304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/grupodexter.com\/ru\/wp-json\/wp\/v2\/tags?post=11304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}