Alternative finance continues to grow: in Spain and Europe
There are trends that are perfectly recognisable. This is the case of alternative financing in the Spanish and European markets. Specifically, and in the real estate sector, it already represents 10% in continental Europe, although it is true that it is still far behind the Anglo-Saxon market.
The fact is that in the coming months and years it is expected to continue to 'bite' upwards, partly due to the greater rigidity of bank financing and the traditional banking sector's own commitment to lines of business other than those derived from granting credit to companies. This is also due to the fact that in the real estate market we are witnessing a broadening of asset classes, motivated by the change in the way of life of many citizens in the post-pandemic scenario.
In general, experts across the continent are predicting good times ahead for investment funds and debt funds to enable the development of all kinds of business projects through the provision of capital, in a very immediate and tangible way in the real estate sector.
From the DEXTER Real Estate Analysis and Business Development Department, Ángel García concludes that "in coastal areas and large population centres, in general in all major Spanish cities, there is a great appetite for funds: they are very knowledgeable about our market, and our competence as managers and financial intermediaries lies precisely in selecting and making viable in a solvent manner the operations that we see as the cleanest, with the lowest risk and maximum profitability. It's a win-win situation for all parties, our institutional funds and the client," says Ángel García.
Alternative finance continues to grow: in Spain and Europe
There are trends that are perfectly recognisable. This is the case of alternative financing in the Spanish and European markets. Specifically, and in the real estate sector, it already represents 10% in continental Europe, although it is true that it is still far below the Anglo-Saxon market.
The fact is that in the coming months and years it is expected to continue to 'bite' upwards, partly due to the greater rigidity of bank financing and the traditional banks' own commitment to lines of business other than those derived from the granting of credit to companies. This is also due to the fact that in the real estate market itself we are witnessing a broadening of asset classes, this broadening and diversification motivated by the change in the way of life of many citizens in the post-pandemic scenario.
In general, experts across the continent are predicting a good time ahead for investment funds and debt funds to make possible, through the provision of capital, the development of all types of business projects, in a very immediate and tangible way in the real estate field.
From the DEXTER Real Estate Analysis and Business Development Department, Ángel García concludes that "in coastal areas and large population centres, in general in all major Spanish cities, there is a great appetite for funds: they are very knowledgeable about our market, and our competence as managers and financial intermediaries lies precisely in selecting and making viable in a solvent manner the operations that we see as the cleanest, with the lowest risk and maximum profitability. It's a win-win situation for all parties, our institutional funds and the client," says Ángel García.