LOAN TO DEVELOPER

Developer loans are a type of financing required by developers (mostly real estate developers) to obtain the necessary resources for the construction of their project.

All real estate projects take time, so taking out a developer loan through private financing can be essential to resolve certain obstacles that may arise during the process.

• When traditional banks do not offer the necessary financing.
• Carrying out a real estate project in the event of an economic crisis.
• When there is a deferral of payments by suppliers.
• To be able to finish a project already started, but stopped due to lack of liquidity.
• To start a project because you do not have the necessary liquidity or resources.

Generally, loans for developers integrate the purchase of the land or property and the financing of the entire real estate project.

Depending on whether the project is to be financed from scratch, only some of the phases or to continue a stalled project, it can be divided into several subloans.

• • Loans for the purchase of finalist land:

This type of loan makes it possible to acquire land that has reached a legal stage of urban development where it can be built on.

• • Loans for construction, rehabilitation and/or refurbishment:

Its purpose is to finance the construction of a real estate project.

The process of applying for a developer loan with DEXTER is simpler than it sounds.

First of all, all you have to do is fill in the form in our website and a personal advisor will contact you as soon as possible. In addition, this advisor will accompany you throughout your financing process.

You must then send us the documentation by email or WhatsApp with the utmost confidentiality. We will then analyse your documentation, start the feasibility study and approve your loan as soon as possible.

Alternative financing complements banking and serves as a bridge, is essential in many cases to solve companies' specific liquidity problems, and is playing a major role in maintaining the economic pulse.

The banks are increasing red tape and tightening conditions, while we are seeking and achieving flexibility and agility, as well as legal certainty.

At DEXTER we offer the best financing with the best rates. guarantees, flexibility, transparency and speed to make your real estate project a reality. That's why our developer loans offer a number of advantages.

Secured financing for all types of urban construction and rehabilitation projects.

• No upfront costs.
• No presence in CIRBE.
• No linked products.
• Non-binding.
• With a grace period during the construction phase.
• Payment of interest only on the amount drawn down.
• Disbursements for work certifications.
• No penalty for early cancellation.
• Disbursement with first drawdown on signature.
• The company's indebtedness is not taken into account to any great extent.
• Incidents in the debt and delinquency lists are not taken into account.

• Building permit
• Implementation project
• Land paid in full or in part

Some actions you can take include having a detailed and realistic business plan, having experience and expertise in the real estate sector, having a good credit rating, presenting a sound project and seeking professional advice.

No, a guarantee is not necessary, in order to obtain a loan to the promoter, the mortgage guarantee of the project is sufficient.

At Dexter we offer from €1,000,000 to €150,000,000 and the 100% for construction.

Our expertise lies in the field of specialised financing for construction companies. If you are looking for liquidity to start or continue the execution of your project, we are here to assist you.

We understand the financial needs faced by construction companies and have tailor-made solutions to support you. We are ready to offer you the financial support you need.

Of course. They are two different things, one thing is the loan to the developer for a real estate project with the land paid for, the project and the building permit. Another type of loan is a loan for the purchase of land.