Why is alternative finance at its best?
More and more entrepreneurs see alternative financing with private equity as a possibility to obtain liquidity very quickly, which is why it has spread as an instrument for the growth of numerous companies in the most diverse sectors.
Who uses it? There is no single profile. Sometimes it is those who are looking for very short-term liquidity, with a very calculated and controlled visibility in terms of amortisation and repayment. Of course, in the world of real estate development, it has become a more than consolidated phenomenon in recent years, and there are builders who would find it difficult to move their projects forward without the help of investment funds and debt funds.
As the president of DEXTERYeidy Ramirez, "We are talking about a mechanism, a system that is already very generalised for broad layers of the Spanish business community, which places us in the orbit of other European and, of course, North American countries, in which off-bank financing has been a very common trend"..
Another field that private equity has been able to address, also in a growing trend, is that of mortgage-backed bridging loans, with a priority focus on residential assets that stand out for their liquidity.
One of the keys to understanding this golden moment, within the rigour with which it operates DEXTER since its foundation, is that the deadlines and procedures are shortened, reducing the bureaucracy that other traditional financial actors have maintained and continue to maintain.
The company's top executive concludes that "There are also products that will continue to be in great demand, such as the loan to buy an asset to be refurbished and sold, as the profit margins for the promoter are usually very generous here..