Dexter Global Finance

Three concrete advantages beyond speed. No credit-registry footprint: the transaction does not appear in the Bank of Spain's credit registry (CIRBE), preserving the applicant's borrowing capacity with other institutions. No prepayment penalty: the loan can be settled at any time without additional cost. Bespoke structures: including bullet loans (principal paid at maturity), short terms and tailored grace periods — ideal for transactions where liquidity is unlocked at the close of the project.

Five lines: mortgage-backed lending — bridge, developer, asset acquisition and land —, corporate-guaranteed lending, private equity, M&A advisory, and collateral products (guarantees, wealth management, subsidised lending). Mortgage-backed lending on real-estate collateral is our most active line.

We finance both companies and individuals. The criterion is not the nature of the applicant, but the quality of the asset, the collateral and the fit of the transaction. Every case is studied independently.

Primarily a mortgage over real-estate assets — the anchor of most of our transactions — and also corporate guarantees, share-pledges and sureties. The type and rank of the collateral determine the structure.

Tickets between €1,000,000 and €150,000,000. Initial response with judgement within 24–48 hours and closing on timelines compatible with the transaction — typically a matter of weeks on clean mortgage-backed deals.

Residential, commercial, logistics, hospitality, industrial and land. The asset typology — location, condition, liquidity — drives the structure, not a standard catalogue.

On five specific points. Decision: made by our team, not by a committee applying a standard catalogue. Analysis: focused on the asset, the collateral and the transaction — not solely on the applicant's profile. Timing: response with judgement within 24–48 hours; closing in weeks, not months. Structure: bespoke — bullet loans, no prepayment penalty, short terms and tailored grace periods. Footprint: the operation does not appear on the credit registry (CIRBE in Spain), preserving the applicant's borrowing capacity elsewhere. Banks finance a profile; we finance an operation.