"In the world's most advanced economies, the private equity market is fully established and has established itself as an ideal solution as an alternative to traditional banking.
In more than a few cases, entrepreneurs often find themselves in need of, or directly opt for, a form of mortgage loan for temporary circumstances that allows them to finance purchases or investments without capital losses and, above all, allows them to obtain immediate liquidity.
In the world's most advanced economies, the private equity market is fully established and has established itself as an ideal alternative to traditional banking in financing transactions. In the United States, bank financing already accounts for less than 251 PTP3T of the total. In Spain, this predilection for private financing has also been noted and is on the rise, already breaking the 20% barrier.
Within this framework, there is a product that is in full swing and has gained particular relevance in the post-pandemic framework, and that is the bridging loan: for a maximum of 36 months, therefore short term, which allows access to large sums of capital to solve specific liquidity needs quickly and with a mortgage guarantee.
In the case of DEXTERwhich represents some thirty funds in Spain, can provide the entrepreneur with up to 50% of the value of the asset that remains as collateral, without additional guarantees.
From the company's Risk Department, José Enrique Chasserot points out that "Sometimes people tend to think that it is a lifeline for struggling entrepreneurs; nothing could be further from the truth. It is capital that is requested in most cases to carry out highly profitable operations and businesses in the short term. The entrepreneur has a large profit margin in a few months or a few years and can support its structure at a higher cost than traditional banking. But our agility and speed are essential. Without it, there is no business".The senior manager of the DEXTER.
