"DEXTER conducts a thorough research and analysis process that allows its funds to determine whether the applicant company is eligible to receive capital".
One of the keys to the strength of DEXTER in its provision of services to customers is the security and comfort it provides them with for each transaction. Within this concept and this process, due diligence is a key element, insofar as it makes it possible to assess the risks associated, in most cases, with a mortgage loan.
DEXTER conducts a thorough research and analysis process that allows its funds to determine whether the applicant company is eligible to receive capital and thus to develop the proposed business operation, often in the real estate field.
The financial and accounting analysis, the legal assessment, the risk analysis itself, the review of human resources and the applicant company's systems, and the actual diagnosis of the market and its trends are all elements, variables, through which due diligence takes shape and direction.
The review of the applicant company's financial statements or the assessment of its ability to generate future revenues and profits is a major determinant of the final outcome of the equation.
It is no less important to look at the operation from a legal point of view, and at the entrepreneur himself from that point of view. This entails a review of the contracts related to the applicant: employee, customer and supplier contracts, possible litigation in progress... again, these are elements that help to duly delimit the risks associated with the proposed operation.
The Director of Risk Analysis of DEXTERJosé Enrique Chasserot is quite clear on this point: "depending on the level of detail and the complexity of the operation itself, the factors to be analysed in due diligence will be more or less extensive; but, in short, there is a guarantee and a common denominator in all processes, and it can only be rigour".concludes Chasserot.